top of page
Empowering Canadians struggling with debt
Search
What To Do If You Have Been Sued
This article is for Canadians who have been sued or who are concerned that they will be sued in the near future. A creditor will sue an...
Consumer Proposal VERSUS Debt Settlement
Former collection agency lawyer Mark Silverthorn compares a consumer proposal with debt settlement.
How to Remove an Item from your Credit Report
Former collection lawyer and author Mark Silverthorn describes how to remove an item from your credit report that should not be there.
How to Avoid Collection Calls
Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door writes about how to avoid collection calls.
What Are The Odds that my Creditor will Sue Me?
Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door canvasses variables creditors use when deciding to sue.
Which entity is calling me to demand payment of my outstanding account?
It is very common for consumers receiving collection calls to be confused as to which firm is calling them demanding payment of an unpaid...
Who Are these Bill Collectors Calling Me?
Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door describes bill collectors calling consumers.
The Life Cycle of a Consumer's Unpaid Account
Former collection agency lawyer and author Mark Silverthorn describes the life cycle of an unpaid account.
What happens if you don't pay your creditor?
Former collection agency lawyer and author Mark Silverthorn describes the consequences for not paying an account in a timely fashion.
The Type of Debt You Owe Really Matters
A description of key debt categories and how these differences are critical when it comes to optimizing debt elimination.
Five scenarios where a Canadian ought to use credit
Former collection agency lawyer and author Mark Silverthorn identifies five scenarios where Canadians ought to use credit.
The only two scenarios where credit counseling--as a "short-term fix"--can be justified
Former collection agency lawyer Mark Silverthorn describes the two limited circumstances where credit counseling can be justified.
The Largest Collection Agencies Operating in Canada
This Article lists the largest collection agencies operating in Canada today including debt buyers, and the Big 3 credit counseling agencies
How do those with unpaid accounts benefit from the passage of time--aka--limitation periods?
How do those with unpaid accounts benefit from the passage of time. This Article drills down into limitation periods.
Poor management of household finances is the number one cause of consumer debt in Canada
This Article explains why a significant percentage of Canadians are in debt trouble.
Introduction to the Refs in Debt Collection Dodgeball
This Article canvasses the regulatory framework for the debt collection industry in Canada.
Player Introductions for Debt Collection Dodgeball
This Article introduces the various players in the debt collection process.
Select your topic of interest
​
If you enjoy reading one or more of Mark Silverthorn's Articles then we would invite you to share them.
​
bottom of page