Consumer debt
Articles on managing unpaid accounts, credit reports, lawsuits and limitation periods on debt in Canada.
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What To Do If You Have Been Sued
This article is for Canadians who have been sued or who are concerned that they will be sued in the near future.
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Do Not Pay Old Debts
Canadians may–should they choose to do so–be able to avoid paying a debt due to the passage of time.
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Consumer Proposal VERSUS Debt Settlement
A consumer proposal and debt settlement are two of several debt relief options that might be available to an individual depending upon their unique…
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How to Remove an Item from your Credit Report
I routinely receive phone calls from Canadians requesting assistance removing an account appearing on their credit report that should not be there.
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How to Avoid Collection Calls
There are a host of tactics that a consumer can employ to avoid collection calls.
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What Are The Odds that my Creditor will Sue Me?
A common fear among consumers owing monies to creditors is that they are going to be sued.
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Which entity is calling me to demand payment of my outstanding account?
It is very common for consumers receiving collection calls to be confused as to which firm is calling them demanding payment of an unpaid…
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Who Are these Bill Collectors Calling Me?
Who is that collector on the phone demanding payment from you of an unpaid account?
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The Life Cycle of a Consumer’s Unpaid Account
Understanding the life cycle of an unpaid account can provide an indebted Canadian with a significant advantage addressing his or her debt situation.
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What happens if you don’t pay your creditor?
This article summarizes the potential consequences of not making a timely payment to one of your creditors.
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The Type of Debt You Owe Really Matters
There are different categories of debt and understanding the nuances between them can often be critical to making good decisions regarding eliminating your debt.
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Five scenarios where a Canadian ought to use credit
The proper use of credit can be incredibly helpful in today’s world. The abuse of credit, however, can be a major source of unhappiness.