Book a debt consultation with Mark Silverthorn
Help from an expert is just one phone call away. One 30 minute telephone call might help you save thousands of dollars.
Confidential one-on-one consultation
A 30 minute call costs $150 CAD. Choose a time at least four hours from now. Prefer to book by phone? Call (519) 987-3270 to schedule your call, then pay by Interac e-Transfer to markasilverthorn@gmail.com at least one hour before it.
What my clients say
A debt buyer got a judgment against me for $18,000 and put a lien on my house. With Mark’s help I was able to settle this debt for a one-time payment of $6,000.
Harry
I was dealing with a recent separation and Mark was able to help me resolve a debt and save thousands of dollars in the process. Mark understands how creditors and their collection agents deal with unpaid accounts and he can help people get the best possible result.
K.P.
I didn’t know how to deal with my judgment until I met Mark. I was really stressed out, but we were able to resolve it all in just under a month.
Stacey
Debt settlement and collection agency questions
For years, Mark worked as a collection lawyer for some of Canada’s largest collection agencies. Now he helps Canadians get out of debt.
A 30-minute telephone call with Mark. He draws on three decades in the debt collection and debt relief industries to help you work out how to deal with your debt.
A 30 minute one-on-one telephone consultation costs $150 CAD. You can book and pay online, or call Mark at (519) 987-3270 to schedule your call and pay by Interac e-Transfer to markasilverthorn@gmail.com at least one hour before it.
Canadians dealing with debt and collection agencies. Mark gives practical, non-legal advice to consumers.
Often, yes. For a debt from a consumer transaction, your creditor or its collection agency may accept a one-time lump-sum payment for significantly less than your balance as settlement in full, usually once the account has gone unpaid for at least six months. You can negotiate it yourself, get a debt coach to guide you, or hire a debt settlement firm. Debt settlement: your three options
Yes. A creditor, or a debt buyer that has bought your account, can sue you, and a judgment lets it put a lien on your home or garnishee your wages and bank account. Creditors rarely sue over balances under $2,000 to $3,000, are reluctant to sue once the limitation period in your province has expired, and are much more likely to sue if you owe more and own real property. What are the odds that my creditor will sue me?